Bad Credit Remortgages
How good would it feel to be accepted for a remortgage with bad credit?
At The Remortgage Specialist we can help you if you have credit problems or if you are unable to prove your income. Remortgages with bad credit are commonplace, and we are highly experienced in dealing with remortgages with poor credit efficiently.
Getting remortgages with poor credit ratings are extremely difficult – the chances are you have already had applications refused. However, bad credit remortgages are not impossible.
Unlike most High St lenders, The Remortgage Specialist can find bad credit remortgages to suit you even if you have received CCJs or default notices in the past, are attempting remortgages with poor credit, or are facing repossession or eviction proceedings.
By arranging a new mortgage quickly with The Remortgage Specialist you can stop mortgage arrears or repossession in its tracks and end your debt problems by releasing equity from your home through one of our bad credit remortgages.
Talk to one of our professional mortgage advisors now and you could get an agreement in principal in 24 hours.
Our dedicated eviction specialists can deal directly with the remortgage lenders and contact the County Court, Baliff’s Office and any other third parties to resolve your repossession problems. One easy click can show you the ease with which poor credit remortgages can be dealt with, and we can usually provide you with a quote within a couple of hours.
Remortgages with Bad Credit are not the end...
We’re also specialists in finding reasonable mortgage terms for self-employed people who have incomplete or missing accounts and have earned a reputation as one of the leading online brokers for self-certification mortgages.
As a specialist mortgage broker we deal with a large panel of lenders and are frequently able to offer mortgage products that are unavailable elsewhere. We can offer mortgage amounts from £5,000 to £1,000,000 with payment terms of between 5 to 40 years.
How does my credit rating affect remortgaging my home?
Most high street lenders are unwillingly to lend to anyone with mortgage defaults. Don’t take it personally - if you have mortgage arrears, a default, CCJ or repossession against you, you represent a high risk. Unfortunately that might include your existing lender – a fact that could potentially cost you a lot of money.
That fact is that if you have reached the end of a tie-in period with favourable terms you could find yourself stuck on the lender’s standard rate at a much higher rate of interest - and unable to move to a different mortgage.
That’s where a specialist lender like The Remortgage Specialist comes in. Remember, remortgages with bad credit are commonplace, and we are used to dealing with situations that are probably much worse than your own.
As specialists in helping people with financial and credit issues, through one of our bad credit remortgages we could help you to:
- Release enough equity to cover all arrears
- Reduce your payments in order to make your mortgage easier to manage in the future
- Raise cash for home improvements or debt consolidation
Our specialist advisors will talk you through all the options and find a plan that is suited to you.
Don’t allow mortgage arrears to put your home at risk, The Remortgage Specialist will deal quickly and efficiently with your problems and get you back on the right track.
For a fast response to poor credit remortgages, call us now and let The Remortgage Specialist find a mortgage to suit you.
